ASPCA Pet Health Insurance Review

The ASPCA is one of the leading sources of pet insurance nowadays as it enables pet owners not to worry that much about future health bills. Currently being used by millions of people, this ASPCA Pet Health Insurance review should help you figure out whether this is the coverage for you.


Policies Offered

ASPCA policies vary depending on where you’re located. Typically, though, there are 4 levels of coverage for pet owners. Your choice depends on the services you want to be ready for.

  • Level 1 – level 1 care usually comes with 90% reimbursement for the usual charges that come with pet ownership. Any ongoing conditions and accidents are also covered by the policy.
  • Level 2 – for level 2, you get the same 90% reimbursement coverage together with accidents and ongoing conditions. Illnesses have also been added in the policy’s coverage.
  • Level 3 – level 3 carries all the attributes of level 2 but with some additions. This includes behavioral therapies, alternative treatments, hereditary and congenital problems.
  • Level 4 – the last and best coverage is at level 4, carrying all the features of level 3. It comes with higher benefits and more extensive coverage for alternative therapies, congenital defects, hereditary problems, and behavioral treatments.

Routine Wellness and Advance Wellness are also part of the policy and may be customized depending on your needs. Payment obviously varies from one pet to another with adjustments made to ensure that the plan fits with your budget. ASPCA currently offers online quotes for pet owners interested in getting their service. This way, you’d have the chance to inquire further and find out if any charges can be waived depending on the lifestyle your cat/dog enjoys.

Contact and Claiming

Reviews left by insurance holders in ASPCA have noted that the company is very easy to contact in the event of an emergency. The claiming process is also both quick and easy, allowing holders to get their due without having to jump through hoops. If you have more than one pet, the ASPCA also makes it easier for you to obtain insurance! In fact, there’s a 10% discount for owners with multiple animals in the house.


To wrap it up: this particular coverage is an excellent choice for all pet owners, especially with the extensive coverage choices. ASPCA is large enough that it caters to all states, which means that you’ll be able to find one wherever you happen to be.